Take Care of Your Investments
At the beginning of each year, many different resolutions are made, focusing on health, finances, career, and the list goes on and on. One resolution you may not consider is re-evaluating coverages on your home, car, boat, camper, or commercial business to ensure everything is adequately covered.
Options for your home include coverage for renters and landlords. It is important to insure your property and your belongings. Don’t forget powersports coverage, which includes motorized machines—motorcycles, boats, ATVs, and UTVs—that do not fit into the standard definition of a typical auto policy.
If your car is getting older, you may be paying too much for insurance. Reducing your coverage could help you save money. On the other hand, if you’ve just purchased a new car, you’ll need more coverage for replacement costs.
As you assess your properties, consider adding wind, hail, flood, or earthquake insurance to protect your home and belongings. Your local agent will know what is required in your area. Due to natural disasters, home and auto premiums have risen in recent years, so reach out to a trusted agent who can assist you in reviewing your coverage, looking for lower rates, and making any necessary changes.
The new year is a great time to collect and store all those policies in a secure place for easy access. Make sure you know where your policy is located, and inform your family as well, in case they need to find essential documents during an emergency.
At Insurance Group of the Ozarks, we work for you, not the insurance companies. Our agents live and work in Southwest Missouri and can assist you with your coverage needs. Please take advantage of our free, no-obligation consultation with a local expert to understand the insurance products you need at 417-725-1131 or online at https://www.igotozarks.com.
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