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November 1, 2013 was a day I remember all too well…for any individual health insurance broker, this particular day began with many unknowns and in a financial industry, not a comfortable place to start business. For those of you who don’t know, this was the first day that the “Marketplace” became live in Missouri (www.healthcare.gov,…
The individual open enrollment window officially closed on December 15, 2017…and if you have a broker who works on your behalf, you might have heard them a time or two reference it as our “tax season”, so to speak. It’s a time of deadlines, back to back appointments, plan changes, and lots of it, within…
For many of you, September is still marked as the beginning of the school year—but creeping upon us will soon be the time of year that many will need to review and/or change their Medicare coverage, or Individual Health Insurance plan. If you’re “Medicare-Eligible”, that is, you’re over age 65 (or eligible for Medicare due…
I’ve always been particularly obsessed with design and décor…I can certainly leave whatever work ailments I have behind and pretend it doesn’t exist the second my hands get to forming a new design on a wall in my house. It all seems to begin with a few nights plopped on the sofa staring at…
One of my dearest clients once mentioned to me years ago while I was reviewing his medical insurance how convenient it would be if all of his insurance could be “under one roof”. He was referring to his auto and home policies, since those are products that IGO hasn’t focused on since our beginning in…
It’s finally time to dust off those crock pots that have been put to rest since Winter and get back in the grind! Back to school has happened, or WILL BE happening in your household soon, and what’s better in the midst of learning new classroom schedules, new studies and longer days than an ALREADY…
I could talk about organization all day long—in fact, if you caught last week’s blog about minimalism, you’ll start to catch a bit of my obsession with cleanliness. But getting a house organized is one thing—I can master that….I’ve become the “go-to” friend in my circle for all things advice in terms of what to…
I love a clean home….I feel like to some degree it speaks of my character; in fact, just two nights ago as I rummaged through my daughter’s messy car I was explaining that disorganization reflects a chaotic life—and we DON’T want to give others an impression of that. There are days where dishes are left…
History of the Local Insurance Agency tells us that things are changing….in the internet-fueled world of the years past, we learned that people would rather shop on their own, from the comfort of their sofas. Lots of what I would call “pop-up e-insurance” websites offered opportunities for sales reps from parts unknown to collect phone…
Have you already worn yourself out from the summer activities, and running a little dry on fresh ideas? I’ve decided that living in the Ozarks is one of the greatest places to be in the summer and fall…so many festivals, farms and fairs to explore, and so little time! You probably heard about a little…
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