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Insurance Agents: What to look for in an agency

By Nicci Troiani | May 21, 2015

 When looking for an agency, the options an agent has can feel overwhelming. As  an agent, you want to feel comfortable in your work environment and choose  somewhere with enough resources to help you launch (or just step up) your  career, but you also don’t want an agency so large that you just feel like…

Save Cash with Exercise

By Nicci Troiani | May 13, 2015

This summer, you have more reason to get out and sweat than for just that bikini bod! We all know that exercise has mental and physical benefits, but did you know that a regular exercise routine can also help you save on your Life Insurance premium? Many factors can affect your life insurance rates, such as:…

Do you have a good understanding of life insurance?

By Nicci Troiani | April 16, 2015

According to Life Happens, 80% of Americans overestimate how much that life insurance costs. Do you know what Life Insurance would cost you?

Real Stories: Life Insurance, A Mother's Gift

By Nicci Troiani | April 3, 2015

  It’s not easy being a single parent, but Lauri Turnes faced more hurdles than most. A school bus driver in southern Virginia, Lauri suffered severe injuries from a car accident that left her barely able to walk and unable to work. In addition, her daughter, Jessi, was battling a life-threatening kidney ailment. When financial…

Does Life Insurance Make Sense For You?

By Nicci Troiani | February 5, 2015

 Have you considered what would happen if you were no longer there to take care of your  loved ones? While nothing can replace you, having life insurance means that if something  happened to you, your loved ones would be OK financially.     Facts About Life Insurance  1. 80% of Americans say that life insurance is…

The True Cost of Life Insurance

By Nicci Troiani | January 27, 2015

Many people think that life insurance pricier than it is; the most common reason that people don’t look into it is the perceived cost.   According to Life Happens, people with no life insurance overestimate it’s cost by three times. Even those who have coverage overestimate it’s cost by two times. A healthy 30 year old man…

How Can Long Term Care Insurance Save You From Financial Surprise?

By Nicci Troiani | January 19, 2015

Most people don’t like thinking about what will happen  financially to them if something  happens to themselves or a  family member. Being in the insurance industry, we see how often  this situation is not planned for and how much of a burden it can  be on family members.    Would you be financially secure in this…

Need to Know: Health Insurance Marketplace 2015

By Nicci Troiani | November 14, 2014

Open Enrollment: Dates to Watch (Found on Healthcare.gov): November 15, 2014: Open Enrollment starts — the first day you can apply for 2015 coverage December 15, 2014: The last date to enroll for coverage that starts January 1, 2015 December 31, 2014: Date when all 2014 Marketplace coverage ends, no matter when you enrolled January…

How Early Should I Apply For Long-Term Care?

By Nicci Troiani | November 5, 2014

  November is Long Term Care Awareness Month so we thought it was the perfect time to address an issue we see commonly in our office. Many times, when a client is thinking about getting long term care, it’s because they need it or are concerned that they will need it soon. Unfortunately, in these…

Legal Help- any time you need it

By Nicci Troiani | September 23, 2014

There are many times during your life when you might need legal help. Whether it is regarding document preparations, auto incidents, family matters or an IRS matter, it’s nice to know where to go to get your questions answered.  For over 40 years, LegalShield has provided it’s members with affordable attorney access. For as little…

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Take advantage of our free, no-obligation consultation with a local expert to get an understanding of the insurance products that you might need. When you pay for insurance, you need it to go to work for you!