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Nearly 200 million Americans start their New Year with a carefully crafted list of well-intentioned resolutions according to research by the University of Scranton. Yet many, if not all resolutions, are forgotten or ditched by February. Many people choose not to make resolutions because of their past failure rate. According to INC., “Researchers say about…
The rising cost of healthcare leaves young adults of Generation Z (Gen Z) at risk of neglecting their health and saving for healthcare costs in retirement. According to the Pew Research Center, Gen Z is described as the group of tweens to young adults in their early twenties born between the late 1990s to 2010.…
As October welcomes cooler climates and the changing of leaves, families begin the countdown to Halloween, Thanksgiving and Christmas holidays. These dates are protected on the calendar as special times with family and friends. When planning for the holidays, there are some other important dates to remember that will have an impact throughout 2020. For…
If you’re looking for affordable healthcare and short-term insurance isn’t for you, there is another option. In 1993, Medi-Share was organized offering a formalized approach to healthcare sharing. Medi-Share households have saved and shared more than $2.6 billion in medical expenses since 1993, partnering with one of the nation’s largest provider networks to save members…
As an advisor specializing in options for individuals eligible for Medicare, one of the most common misunderstandings is “when” to enroll to avoid potential penalties. If you’re nearing age 65, you’re likely familiar with the junk mail phenomenon — a sea of confusing advertisements disguised as legitimate “government-sponsored” enrollment forms. You may receive phone calls,…
In April of this year, the last of the new Medicare ID cards arrived from the Centers of Medicare and Medicaid Services (CMS). After years of discussion and planning implementation, new cards have been issued and mailed to those eligible for Medicare — age 65 and above or individuals who have been on disability for…
Short term health insurance plans, sometimes referred to as “catastrophic” plans, are growing in number since the government removed the mandate to have a qualifying health plan. If you live in “417-land,” you may already know the only qualifying health plan is Ambetter, available on the Health Insurance Marketplace (www.healthcare.gov). Pricing for Ambetter is usually…
As we meet with individuals both NEW to Medicare, or those who have been covered for many years, one of the most common questions we are asked is about the difference between a Supplement Plan F and a Plan G. In a nutshell, Medicare Supplements (nationwide) are categorized by letters (F, G, N, A, L,…
If you recently asked someone how they’re doing, the immediate reply was probably, “Busy.” I’ve tried to be more intentional about changing my answer to this question after being challenged by an article on “minimalism.” Packing the calendar with “busy-ness” isn’t really something to brag about. Busy can be productive, but it can also be…
How can we arrive to March and NOT talk about Spring Cleaning? In fact, the New Year has come and gone…you PLANNED to be “minimal” and purge unwanted items from the house after Christmas brought new treasures, but did you? DID YOU? Fortunately for us, it’s not at all taboo to purchase new, but used,…
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