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Many people think that life insurance pricier than it is; the most common reason that people don’t look into it is the perceived cost. According to Life Happens, people with no life insurance overestimate it’s cost by three times. Even those who have coverage overestimate it’s cost by two times. A healthy 30 year old man…
Most people don’t like thinking about what will happen financially to them if something happens to themselves or a family member. Being in the insurance industry, we see how often this situation is not planned for and how much of a burden it can be on family members. Would you be financially secure in this…
Open Enrollment: Dates to Watch (Found on Healthcare.gov): November 15, 2014: Open Enrollment starts — the first day you can apply for 2015 coverage December 15, 2014: The last date to enroll for coverage that starts January 1, 2015 December 31, 2014: Date when all 2014 Marketplace coverage ends, no matter when you enrolled January…
November is Long Term Care Awareness Month so we thought it was the perfect time to address an issue we see commonly in our office. Many times, when a client is thinking about getting long term care, it’s because they need it or are concerned that they will need it soon. Unfortunately, in these…
There are many times during your life when you might need legal help. Whether it is regarding document preparations, auto incidents, family matters or an IRS matter, it’s nice to know where to go to get your questions answered. For over 40 years, LegalShield has provided it’s members with affordable attorney access. For as little…
Kaiser Family Foundation reports that the public opinion on ACA continues to be more unfavorable than favorable. According to their report, 47% view the law as unfavorable and 35% have a favorable view. The other 19% did not give an opinion. When asked about how the ACA has impacted them personally, 56 percent…
According to InsuranceForums.net, the Medicare-aged group has some good news coming its way. We summarize the three main points here, or you can skip below to read the original article. 1. Alzheimer’s cases are declining According to the Framingham study “Among people 60 and older, new cases of Alzheimer’s were 44% lower in the 2006 to…
As we inch closer to open enrollment, we are starting to look at premium estimates for the second year of the health insurance exchange. The 29 states that have publicly released their increases vary widely. Missouri has yet to release initial rate filling information. This information does not include premium tax credits, which is available…
If your work doesn’t provide disability insurance as a benefit, talking to an insurance adviser is a good idea. You can’t plan for a coming disaster, but you can be prepared. Knowing what will be covered if disaster strikes will help you and your family plan for the worst. You can always talk…
Do you fall into that that group? If you want to know more about life insurance, but don’t have it or are concerned that you don’t have enough, it’s worth getting a quote. Did you know that you can get a cost-free quote from an insurance agent at IGO? Just click here At…
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