Auto Insurance

Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.

Auto insurance provides property, liability and medical coverage:

  • Property coverage pays for damage to or theft of your car.
  • Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
  • Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.

An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you're financing a car, your lender may also have requirements. Most auto policies are for six months to a year. Your insurance company should notify you by mail when it's time to renew the policy and to pay your premium.

Auto Coverage Options:

  • Bodily Injury
  • Medical Payment
  • Comprehensive
  • Collision
  • Uninsured/ Underinsured Motorist
  • Umbrella Coverage

My agent has been courteous, professional, and very helpful. Thank You!

Garren & Cynthia L.

Talk to a Local Auto Insurance Expert Today!

We know you have questions about your auto insurance, let us guide you through the process and help you understand what's right for you. Call today 417-725-1131 or request a call back.

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